PowerSeller Solutions LLC, Greg Crosby Stand Out from Crowd. Listen to a Different Drummer. When you shift your focus to maximizing Final Profit Contribution (FPC), a world of exciting opportunities emerges. Viewing volatility not as a challenge but as a driver of FPC empowers you to approac... FPC rate sheets tmspotlight volatility
PowerSeller Solutions LLC, Greg Crosby Comparing Bananas to Oranges. Sorting out the Bad Apples. On Monday, we explored how using a notional loan can fine-tune your approach to targeting the ideal rate lock—ensuring your rate sheet delivers a competitive edge. But achieving the best execution goe... best-ex notional loan rate sheets tmspotlight
PowerSeller Solutions LLC, Greg Crosby Clear vision is a clear advantage—make it yours! Your rate sheet is the first step toward achieving a persistent elevated final profit contribution (FPC). FPC = Volume Produced x (Gain on Sale + Value of MSR Retained or Sold). Having a rising FPC is... FPC notional loan rate sheets tmspotlight
PowerSeller Solutions LLC, Greg Crosby Ethan Hunt from Mission Impossible: "Hope is not a strategy." Your mission, should you choose to accept it, is to tackle one of the most critical challenges in mortgage banking: creating a competitive, hedgeable rate sheet. It's all in a day's work for those bal... best-ex notional loan rate sheets tmspotlight
PowerSeller Solutions LLC, Greg Crosby You can’t always get what you want, but you’ll get what your rate sheets ask for! 📣 What are your rates sheets asking for? Rate sheets are built with biases-sometimes intentional, sometimes accidental-that shape your loan originations. They're a critical factor in whether a potential... rate sheets tmspotlight
PowerSeller Solutions LLC, Greg Crosby Invitation to Succeed Your volume is struggling. Your rate sheets aren’t competitive. Your gain on sale is hurting. The profit margin you priced into the rate sheet doesn’t seem to make it to the bottom line. Profit swings... FPC mortgage rate sheets tmspotlight
